You gender will affect how much you get as rate. Simply put: If you want to get very affordable car insurance quotes, then be a woman. What are the reasons for this and how can a man work this to his advantage?
Men will always insist that they are by far the better drivers and most women will agree with them. But for insurers, it’s NOT who can do more with a car. They have a different opinion. How safely you drive and how much you stay without having an accident is for them an indication of how good a driver you are.
If statistics is to be trusted, then it shows that women are safer drivers. Women are involved in less accidents than men which is one reason why they get to pay less by default. So for those who want to take advantage of this, register your car in your wife’s name and make yourself the secondary driver. But don’t forget that taking this step will also make the car hers legally.