When shopping for georgia motorcycle insurance, keep in mind Georgia has a mandatory liability insurance minimum that must be met to legally ride your bike. Most states have similar minimums, but fortunately, Georgia has lower totals than average.
You need to carry $25,000 in medical expense coverage for one individual involved in an accident, as well as $50,000 for two or more people. This covers the other driver or drivers in the event the accident is caused by you. You also must have at least $25,000 in property damage liability to cover the driver’s vehicle.
It is also recommended you look into other forms of coverage for yourself as well, including bodily injury, collision (to cover the cost of repairs to your bike), and custom part coverage if you have any aftermarket parts or accessories on your bike.
While you only need the minimum liability to avoid any penalties if you are pulled over, it is always wise to protect yourself and your investment in your motorcycle before hitting the road.